Pre-Settlement Funding for Drunk Driving VictimsMarch 19, 2015
His “happy hour” turned into her “zero hour.”
It’s hard to say which drink did it. Maybe it was the seventh shot of bourbon, or maybe it was the yard of light beer he’d had as a “chaser.” Maybe it was the cocaine he’d enjoyed even before he arrived at the nightclub.
It didn’t really matter which drink or drug put this partier over the edge, though, because the end result was the same: an innocent victim whose life was ruined as the result of a drunk or drugged up driver.
Though this particular tale is fictional, the situation is all too real, as a glance at any local newspaper will demonstrate. Mothers Against Drunk Driving estimates that someone is injured in a drunk driving crash every two minutes in the United States, citing statistics from the National Highway Traffic Safety Administration (NHTSA).
The economic impact of those crashes is staggering. A NHTSA study concluded that alcohol-involved crashes killed 13,323 people, injured 430,000 others, and caused $59.4 billion in economic costs in 2010.
Some of those economic costs are due to loss of “workplace productivity,” and that is where our fictional story resumes.
At the end of the aforementioned night, this partier decided to drive himself home. He got only a couple of blocks down the street before plowing his SUV directly into the side of an economy hatchback driven by “Amy,” who was then 24 years old and beginning her career as a graphic designer.
Her career ended that night. Today, “Amy” suffers from brain damage and is confined to a wheelchair. Her parents had been planning their retirement at the time of Amy’s accident. Instead, they are perilously close to exhausting their savings to pay for Amy’s medical bills and ongoing care needs, which have required customized modifications to the home where Amy grew up.
Amy’s parents consulted an attorney, who told them Amy had a strong case against both the driver and the nightclub that served him. A personal injury lawsuit was filed, and the jury found both defendants partially liable for the crash that stole Amy’s life. It then awarded a substantial judgment in Amy’s favor.
Unfortunately, Amy hasn’t seen a nickel of that money. Seven years later, the driver is a broke loser, and the nightclub has gone out of business. The nightclub’s insurance company has appealed the judgment; their army of lawyers is claiming they’re not responsible for their customer’s negligence because the nightclub supposedly had violated the terms of its insurance policy.
Meanwhile, Amy and her parents continue to face bills that recently crossed into seven-figure territory and will never stop climbing as long as Amy lives. They couldn’t go on like that, and so they began searching for a lawsuit loan.
They called USClaims, and we explained that we don’t offer litigation loans or litigation financing; we offer pre-settlement funding. We purchase a portion of the proceeds of the anticipated court settlement. That means you will never be at financial risk of having to pay back a high-cost loan if your lawsuit fails. USClaims gets paid only if you win your case or receive a cash settlement.
We approved Amy’s parents’ application for pre-settlement funding, and they had the money they needed within days. They no longer have to worry about keeping a roof over their disabled daughter’s head. If you or someone you know has been seriously injured in a car crash caused by a drunk or drugged driver, we can help.
At USClaims, we offer pre-settlement funding, if a case is qualified for pre-settlement funding then we would purchase a portion of the proceeds of the anticipated court judgment or settlement for some cash now. USClaims only gets paid if a case is won or has reached a settlement! Apply now or call us today at 1-877-USCLAIMS to learn more.