Don’t Let Construction Site Accidents Crush Your Financial FutureApril 16, 2015
The day the pre-settlement funding from USClaims arrived was the first time in a while that “Carl” had felt lucky. He was tired of hearing from friends and family that he was one of the lucky ones. Carl knew that it was true, but it sure didn’t feel that way.
To be fair, it’s hard to feel lucky when you’re in the middle of learning how to walk again. Carl’s colleague, though, didn’t have the same opportunity; the workplace accident that crippled Carl had killed the other man.
Carl and four of his fellow workers had been framing out the second floor of a future townhouse when he heard the noise – it had sounded like a door creaking open in a classic horror movie, but much louder. It’s a noise Carl will never forget, because it’s the last thing he remembers from before his life changed. It was the noise that a 24-foot high, reinforced fire suppression wall makes when it topples over onto a crew of construction workers.
After the firefighters and other first responders had freed him from the wreckage, Carl had been flown via helicopter to the nearest trauma unit. His legs and pelvis had been shattered in multiple places. Several hours of surgery and a night of anesthesia-fogged sleep later, he woke to see his wife’s face. One of his colleagues was dead, she told him. The other three had suffered mostly cuts and bruises and were okay. They already had a lawyer, though, and that lawyer wanted to talk to Carl. They filed their personal injury lawsuit a few weeks later, just as Carl was being discharged from the hospital to a rehabilitation center.
Though fictional, this story is all too real to the families who have suffered as a result of injuries sustained in construction site accidents. But on top of the physical injuries come the emotional and financial consequences to workers who have been hurt on the job through no fault of their own.
It can take months for regulatory authorities to review workplace accidents and issue reports or document violations. In the meantime, too many injured workers end up like “Carl” – out of commission and out of work. A workers’ compensation claim may cover only part of a family’s bills. Credit cards get maxed out. Even after exhausting rehab sessions, those injured in workplace accidents may find themselves lying awake at night, wondering how their families would make ends meet. Some will ask their attorney, “Should I get a ‘lawsuit loan?’”
At USClaims, we don’t offer litigation loans or litigation financing; we offer pre-settlement funding. We purchase a portion of the proceeds of the anticipated court settlement. That means injured workers and their families will never be at financial risk of having to pay back a high-cost loan if their personal injury lawsuit is unsuccessful. USClaims gets paid only if they win the case or receive a cash settlement.
Carl sometimes is still awake in the middle of the night; physical therapy is painful and often difficult, and it’s hard for him to get comfortable enough to sleep. But he’s not worried about keeping a roof over his family’s head anymore. One home collapsing was enough. If a workplace accident has you feeling trapped under your financial obligations, we can help.
At USClaims, we offer pre-settlement funding, if a case is qualified for pre-settlement funding then we would purchase a portion of the proceeds of the anticipated court judgment or settlement for some cash now. USClaims only gets paid if a case is won or has reached a settlement! Apply now or call us today at 1-877-USCLAIMS to learn more.