Can I Get Paid for Missed Work Following a Car Accident?April 30, 2019
When you are injured in a car accident, that instant everything changes. Many times, car accident injuries mean not only medical care and attention, but also a long recovery process, especially when the injuries are severe. More often than not, making a full recovery requires missing work.
So, the question is: Can you get paid for missing work after a car accident? Luckily, the answer is generally yes. Just because you are suffering physically, does not mean you should have to suffer financially for injuries that you did not cause. Lost wage compensation is available (and an extremely common area of financial recovery) but requires filing a personal injury claim.
What Are Lost Wages?
Simply put, lost wages are the wages you would have earned by going to work had you not been injured. For example, if injuries from a car accident make it so you miss two weeks of work, lost wages would be the money you would have earned by working for those two weeks. If your injuries are more severe and require a longer recovery (such as several months), your lost wages are still available and would be calculated from the time of your injury to the time you can return to work.
Lost wages are typically covered by an insurance company. If another driver caused the accident that resulted in your injuries, that driver’s insurance company will often be responsible for covering your lost wages. In a more serious case, you may have to file a personal injury lawsuit against the other driver, in which case the driver’s personal funds would contribute to covering your lost wages.
Calculating and Proving Lost Wages
In normal cases, lost wages are calculated by simply multiplying your pay rate by the amount of work you missed because of your injury. If you get paid $15 an hour and missed 40 hours of work, your lost wages would be $600. If you are a salaried worker, lost wages will simply be calculated by looking at how much of your salary you would have earned during the time you missed work.
Proving your lost wages is generally simple. You will typically need:
- A letter from your doctor—this letter describes your injuries and your treatment/recovery process. This letter details how your injuries prevented you from working.
- A letter from your employer—this letter is to verify that you did indeed miss work because of your injuries. You will also need proof of your salary or hourly wage (usually in the form of a pay stub).
If you are self-employed or work on commission, calculating and proving lost wages can be trickier, however it can be done, so don’t give up on getting the financial recovery you deserve. A good lawyer can help make sure you get the money you deserve.
Get Financial Help While You Wait
If you’re having trouble meeting your expenses while waiting for a legal settlement for lost wages caused by a car accident, call USClaims today at 1-877-USCLAIMS.
At USClaims, we don’t offer litigation loans or litigation financing; we offer pre-settlement funding. We purchase a portion of the proceeds of an anticipated court settlement. That means injured people and their families will never be at financial risk of having to pay back a high-cost loan if their civil suit is unsuccessful. USClaims gets paid only if the plaintiff wins the case or receives a settlement.